Happy Monday to all!
I'm ready to start the week! Today marks eleven months to retirement. That is an ok way to face a Monday.
--Opa George
Morning all,
Boy, eleven months sounds a whole lot better that thirty-seven months George. I'm working with my Financial Advisor to see if I can trim at least six months off of that total though. ;)
Cleaned off the workbench yesterday. I need to take some final pictures of Moscone's and finish off that build thread. I also picked out two small kits, Linda's Luncheonette from KC Workshop and the Row House on Concord Street from Carolina Craftsman Kits, to build next. I'm not sure whether I'll do a build thread on them or not.
(https://modelersforum.com/gallery/56-150717110957-235011152.jpeg)
Have a great one!
37 months sounds a whole lot better than 400 months. I've a little way to go yet.
To the grindstone today.
Have a good one, all.
Good morning! Nice pic Bob. A chilly day on tap here, so I better stay inside and have some fun with trains. Be safe!
Morning, all.
Getting ready for another work day, and a fun commute. It's pouring out now, which is supposed to change to snow any minute. :P
Jeff
Hey Der Folks!
Low 40's today. Wrapping up a long project at work this week. No other plans for today.
Have a Great Day All!
-Steven
Morning all,
Well yesterday my day in the train room turned out to be a day in the back yard removing two small flowering trees. Yesterday was the Ides of March, not today. 8)
Have a great day ya'll.
Tom ;D
Checking in from SE PA under clear, breezy, and seasonal conditions. May have to move the wiring work on the switching module indoors. Yesterday was tax-free shopping for us....went down to Delaware. Plus gas there is is $.30-.40 cheaper (Trump prices).
Attic work today. Wife is clearing space.
Everyone have a wonderful day.
Larry
Present
Good Morning all.
Good morning! We are back in the cooler temperatures again here for a few days. I guess I will have to work on my layout ;) . I hope everyone has a great day.
Bob, consider health insurance as part of your early retirement planning. You can do CORBA for 18 months, I think. Otherwise, you'll get some "sticker shock" when you look at individual health insurance costs (even with Obamacare plans.)
Yesterday I did some trackwork, with the turnout for the switcher turntable lead. I can't fit that nice small coaling tower where I wanted it, so I'll have to do a small coal dock with crane to load up the switcher. (Anyone interested in a nicely assembled 25t coal tower?) The white paper is where the coal dock will go between the two tracks.
dave
Yes Please. :)
Good morning.
Late checking in this morning. Just back from the chiropractor. Moving a couple hay feeders using brute strength and stupidity over the weekend wasn't the smartest idea I've had in some while.
Still in the teens as I type this, with a high below freezing. Windy, too. Brr! I'll be inside much of the day, planning to squeeze in at least a little work on the layout.
Everyone have a safe and productive day!
Spent the weekend in Altoona, caught coal moving east and westbound on the east slope.
Quote from: deemery on March 15, 2021, 10:24:40 AM
Bob, consider health insurance as part of your early retirement planning. You can do CORBA for 18 months, I think. Otherwise, you'll get some "sticker shock" when you look at individual health insurance costs (even with Obamacare plans.)
COBRA is out of the question for me. I've seen what it costs. I'll be working until I'm at least 65 (19 months from now). My original plan was to retire at 66 1/2. Now I'm trying to figure out how soon between 65 and 66 1/2 I can afford to retire or if I'll have to stick it out until 66 1/2. :)
Afternoon shift checking in,
Still catching up on the time zone zzz thing...had 60's over the weekend, winter returns this afternoon with snow, sleet, freezing rain.
Spouse had her birthday with the kids all came over to visit...as for me packing candy at the shop to help out on Saturday...
If anyone retires early like me at 62...figure 5k to 10k a year for medical/dental...until Medicare comes around...and that does not cover dental...
Tax time starts this week here...Second round of shots late this month...Stay Safe !
Tommy
Once you're 65, COBRA isn't a realistic option...
dave
Bob...
Once 65 you should not need cobra. I'm putting below a particular link to Florida for a non profit service in your state. Most states have one. In downtown Idaho it is called SHIBA.... Senior Health Insurance Benefits Advisors. It is a non profit and they have nothing to sell and no axe to grind.
I find financial advisors a bit alarming. If you have one who lives in an apartment you don't need much assistance. If he has a cabin and a boat on the lake you need to put him on a retainer ! ! ! Sort of like insurance guys.
You don't need to be of retirement age to talk to these people.
Florida SHIP Website:
www.floridashine.org (http://www.floridashine.org/)
Phone: 800-963-5337
Program Name: SHINE (Serving Health Insurance Needs of Elders)
About: SHINE is Florida's state health insurance assistance program for elder Floridians. SHINE provides educational materials and free unbiased insurance counseling to Florida elders, caregivers and family members. The goal is to help elders understand and receive the health insurance coverage they need through Medicare, Medicaid, Prescription Assistance, Long-Term Care Planning & Insurance, and other health care issues. Contact SHINE if you have questions by dialing the Elder Helpline at 1-800-963-5337.
Hope this helps
Bob
Tom...
When I was in college in Chicago I had a girl friend in Decatur, Illinois. I went through that station about twice a month as I would go down there on alternate weekends during fall of '64 and spring of '66.
At the time it was called the Dearborn Street Station. I think it is a shopping mall now as the tracks and sheds were pulled out in the '70's
Cool photo.
Thanx
Bob
Thanks for the info on Health Insurance gang. I'm not quite there yet but I need to start thinking about turning 65 (that happens next year) and navigating the health care maze since I don't plan on working forever. :o
The things you can learn on this forum. ;)